Attention homeowners in Omaha and Douglas County: Need an appraisal?![]() The top reasons NE homeowners call on Kirsch Appraisals:
Do you own a house in or near Omaha? Do you need help deciding the price of your real estate?
At Kirsch Appraisals, we understand the special needs of a customer seeking appraisal services. The appraisal process and reporting formats are familiar to our business clients like banks, attorneys, and accountants. As our client, you'll receive extra guidance and explanations through the appraisal process to better understand what we do and how we present our findings. For-Sale-By-Owner (FSBO) / Pre-Listing ServicesIt's very hard to be objective about your own home because you probably have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very crucial as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your property will attract buyers. It's something tangible to show your buyer. It's an independent third party's opinion of your property's value, and not just you saying how much you think your house is worth. Potential buyers assume you have an emotional attachment to your home and will be much more likely to give credibility to an experienced appraiser's value conclusion than yours. Need to cancel PMI?Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a preferred way to cut expenses for homeowners. Once your mortgage loan is below 80% of the value of your property, in most cases you can apply to the lender to have the PMI removed from your loan, which will make your monthly payments go down. We're experts in helping customers just like you get rid of unnecessary PMI insurance. Challenge Douglas county's assessment of your propertyLets say your house is not appreciating as much as other houses close by -- your local tax assessor may have your home overvalued. This means you're going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the faster you take care of things like this, the better off you'll be. When challenging your property tax assessment, getting a professional appraisal from Kirsch Appraisals is your chief weapon. Recently got a freeze your HELOC?Even if your specific property has not declined in value, your lender just might make the decision to automatically freeze your home equity line of credit (HELOC) if your property is near a declining area. This can this be inopportune from a cash flow standpoint, and detrimental to your credit score since it may appear as though that credit line is maxed out. Kirsch Appraisals can help you reinstate your home equity line of credit with efficient appraisal. Need Field and Desktop Appraisal Review Services?Would you wish a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you want a seasoned expert to double-check your appraisal for accuracy? In a field review we'll go out and check the subject and comps. If you're in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files. We can also provide a retrospective review of any appraisal report you may have in your possession. Even though this is typically requested by banks, you may desire to exploit this service if you suspect mortgage fraud related to your property. |